Our Plans (2026) - Elderplan

More Than Coverage. Care That Fits Your Life.

At Elderplan, we offer a variety of health plans designed to meet the unique needs of older adults and individuals who may require additional health care services and support. Whether you’re looking for Medicare Coverage, help coordinating Medicare and Medicaid benefits, long-term care services, or specialized support in a congregate care setting, we can help you find a plan that fits your needs.

Below is a list of plans we offered in 2026; you can also shop plans available starting on January 1, 2027.

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Plans Offered in 2026

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2026 Elderplan for Medicaid Beneficiaries (HMO-POS D-SNP)

Enjoy Having All Your Benefits in One Simple Plan

An ideal plan for dual Medicare and Medicaid beneficiaries who seek medical, hospital and prescription drug coverage all under one umbrella.

More about Elderplan for Medicaid Beneficiaries

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2026 Elderplan Plus Long-Term Care (HMO-POS D-SNP)

Get All Your Benefits Plus Long-Term Care in One Simple Plan

For Medicare and Medicaid (Duals), beneficiaries who qualify for Long-Term Care

More about Elderplan Plus Long-Term Care

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2026 Elderplan Flex (HMO-POS)

Choose the benefits and doctors you want

Gives you the flexibility to select between an over-the-counter benefit (OTC) OR transportation benefit to and medical appointments.

More about Elderplan Flex

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2026 Elderplan Extra Help (HMO-POS)

A health plan designed specifically for beneficiaries who are eligible for Extra Help (LIS)

Get your medical, hospital, prescription drug coverage and more at little- or-no premium and with low copays

More about Elderplan Extra Help

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2026 Elderplan Select (HMO-POS I-SNP/IE-SNP)

Get an Additional Level of Support Wherever You Call Home

For Medicare beneficiaries who live in one of Elderplan’s contracted assisted living communities, nursing homes, or congregate care settings.

More about Elderplan Select

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2026 Elderplan Advantage for Nursing Home Residents (HMO-POS I-SNP)

Receive Enhanced Care in a Nursing Home

For Medicare or dual Medicare and Medicaid beneficiaries living in one of Elderplan’s contracted nursing homes.

More about Elderplan Advantage for Nursing Home Residents

HomeFirst Managed Long-Term Care

Get Personal Support at Home

HomeFirst works with you, your doctors, and caregivers to coordinate the long-term care services you need, including home care, personal care, adult day health care and other covered services.

Learn More About Home First