Your OTC Benefits

2027 OTC Benefit Details

FeatureBenefit Details
Monthly AllowanceYou receive an allowance of $175 every month.
Roll-over RulesUnused benefit dollars do not carry over to the next month; they expire at the end of each month.
Standard Covered ItemsEligible health-related OTC items, including Nicotine Replacement Therapy (NRT), COVID-19 tests, and Naloxone nasal spray. Over-the-Counter Hearing Aids and Services 
Expanded OTC (SSBCI)*Eligible members with certain chronic conditions can use the monthly allowance for groceries, Pest Control, Indoor Air Quality Equipment, certain utility payments (including cell phone and internet bills), and personal hygiene items.
Payment MethodBenefits are accessed via an OTC card provided by Elderplan.
Key RestrictionsThe card cannot be converted to cash or used as a standard debit/credit card.• It cannot be used to purchase Part B or Part D prescription drugs.• Use is limited to select pharmacies and/or retailers

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