Long-Term Care Services

Get the Care You Need, at Home

Most health plans cover doctor visits, hospital stays, and prescriptions, but they stop at the front door of your home. Elderplan Plus Long-Term Care (HMO-POS D-SNP) goes further. Your plan includes a full set of long-term services and supports (LTSS) — the day-to-day help that keeps you safe and independent where you want to be: in your own home and community.

Whether you need a little help with bathing and meals, a trusted caregiver by your side, a program to attend during the day, or skilled nursing care at home, your plan is designed to wrap around your needs — and adjust as those needs change.

nurse assisting senior man in his bedroom

What’s Covered at a Glance

Your Long-Term Care benefit includes the services below as Medicaid-covered benefits, plus the added benefit of coordination through your Elderplan Care Management Team. Most services require prior authorization — your care manager will handle that with you and your doctor.

Long-Term Care benefits

ServiceWhat It Provides

Care Management


Ongoing coordination of all your services, referrals, and benefits — included as part of your plan, at no cost to you.

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Personal Care Services (PCS)Hands-on help with Activities of Daily Living (ADLs) — like bathing, dressing, grooming, toileting, transferring, and feeding — and Instrumental Activities of Daily Living (IADLs) — like meal preparation, light housekeeping, laundry, shopping, and bill paying.

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Consumer Directed Personal Assistance Services (CDPAS)A self-directed option that lets you (or a designated representative) hire, train, schedule, and manage a caregiver of your choice — including a family member, friend, or neighbor.

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Home Health Care ServicesSkilled nursing, home health aide support, physical therapy, occupational therapy, and speech/language pathology services are provided in your home.
Private Duty NursingMedically necessary nursing care by a Registered Nurse (RN) or Licensed Practical Nurse (LPN) in your home, following your provider’s written treatment plan.
Adult Day Health CareA medically supervised day program at an approved facility with nursing, nutrition, social services, rehabilitation therapy, leisure activities, dental, pharmacy, and other services.

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Social Day CareA structured day program in a protective setting with socialization, supervision, personal care, and nutrition, for part of the day, less than 24 hours.
Home-Delivered & Congregate MealsMeals are delivered to your home or served at a senior center for members who can’t prepare meals safely or have them prepared for them.
Nutrition ServicesAssessment of your nutritional needs, a personalized nutrition plan, and nutrition education by a qualified professional — with cultural considerations built in.
Medical Social ServicesHelp from a qualified social worker with social concerns related to your illness, housing, finances, or home environment so you can stay safely at home.
Social & Environmental SupportsSupports that make your home safer and easier to manage — home maintenance, homemaker and chore services, and respite care for caregivers.
Personal Emergency Response Services (PERS)A wearable device that lets you call for help instantly in a physical, emotional, or environmental emergency.
Durable Medical Equipment (DME) — MedicaidEquipment not covered by Medicare, such as tub stools, grab bars, and hearing aid batteries, is covered when medically necessary.
Routine Physical ExamOne routine physical exam per year.
Nursing Home CareIf your needs change and you require short-term nursing home care, services are covered when you meet institutional Medicaid eligibility, and your provider writes a treatment plan.

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