{"id":24964,"date":"2024-08-05T14:58:07","date_gmt":"2024-08-05T18:58:07","guid":{"rendered":"https:\/\/www.elderplan.org\/?post_type=landing-page&#038;p=24964"},"modified":"2025-10-22T11:53:11","modified_gmt":"2025-10-22T15:53:11","slug":"ltc-options","status":"publish","type":"landing-page","link":"https:\/\/www.elderplan.org\/zh\/ltc-options\/","title":{"rendered":"\u5169\u9805\u9577\u671f\u8b77\u7406\u8a08\u5283\u9078\u9805"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-\u5169\u9805\u9577\u671f\u8b77\u7406\u8a08\u5283\u9078\u9805\">\u5169\u9805\u9577\u671f\u8b77\u7406\u8a08\u5283\u9078\u9805<\/h2>\n\n\n\n<p><strong>\u7121\u8ad6\u60a8\u6709 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9\uff0cElderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u63d0\u4f9b\u5169\u9805\u9577\u671f\u8b77\u7406\u8a08\u5283\u9078\u9805\uff0c\u70ba\u60a8\u63d0\u4f9b\u6240\u9700\u7684\u670d\u52d9\u548c\u652f\u6301\uff0c\u4e26\u4e14\u9700\u8981\u5b89\u5168\u7559\u5728\u60a8\u5bb6\u4e2d\u3002<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-homefirst-\u7ba1\u7406\u5f0f\u9577\u671f\u7167\u8b77\u8a08\u5283-1\"><strong>HomeFirst \u7ba1\u7406\u5f0f\u9577\u671f\u7167\u8b77\u8a08\u5283<strong style='color: revert; font-size: revert; font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, Oxygen-Sans, Ubuntu, Cantarell, \"Helvetica Neue\", sans-serif;'><sup><a href=\"#fn1\">1<\/a><\/sup><\/strong><\/strong><\/h3>\n\n\n\n<p>\u5b83\u662f\u4e00\u500b\u7406\u60f3\u7684\u8a08\u5283\uff0c\u9069\u7528\u65bc\u7b26\u5408\u8cc7\u683c\u7684 Medicaid \u53d7\u76ca\u4eba\uff0c\u4ed6\u5011\u5728\u65e5\u5e38\u751f\u6d3b\u4e2d\u9700\u8981\u5354\u52a9\uff0c\u4f46\u5e0c\u671b\u4fdd\u6301\u76ee\u524d\u7684\u8655\u65b9\u85e5\u8a08\u5283\u3002 \u8a72\u8a08\u5283\u63d0\u4f9b\u500b\u4eba\u8b77\u7406\u4eba\u54e1\uff0c\u5e6b\u52a9\u6c90\u6d74\u3001\u7a7f\u8863\u548c\u81b3\u98df\uff0c\u4ee5\u53ca\u8b77\u7406\u7ba1\u7406\u5718\u968a\u7684\u6ce8\u610f\u3002 \u60a8\u7684\u8b77\u7406\u7ba1\u7406\u5718\u968a\u5c07\u806f\u7d61\u60a8\u7684\u91ab\u751f\uff0c\u5e6b\u52a9\u5236\u5b9a\u500b\u4eba\u5316\u7684\u8b77\u7406\u8a08\u5283\uff0c\u4e26\u5e6b\u52a9\u5b89\u6392\u60a8\u7684\u91ab\u7642\u5c31\u8a3a\u3002<\/p>\n\n\n\n<p><strong>\u4e00\u4e9b\u984d\u5916\u7684\u798f\u5229\u5305\u62ec\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5bb6\u5ead\u5065\u5eb7\u8b77\u7406<\/li>\n\n\n\n<li>\u500b\u4eba\u8b77\u7406\u54e1 (PCW)<\/li>\n\n\n\n<li>\u6d88\u8cbb\u8005\u5c0e\u5411\u7684\u500b\u4eba\u5354\u52a9\u670d\u52d9 (CDPAS)<\/li>\n\n\n\n<li>\u5065\u5eb7\u6307\u5c0e<\/li>\n\n\n\n<li>\u9001\u9910\u5230\u5bb6<\/li>\n\n\n\n<li>\u91ab\u7642\u670d\u52d9\uff0c\u4f8b\u5982\u7259\u79d1\u3001\u8996\u529b\u3001\u807d\u529b\u548c\u8db3\u75c5\u6cbb\u7642<\/li>\n<\/ul>\n\n\n\n<p>\u8a72\u8a08\u5283\u9069\u7528\u65bc\u7d10\u7d04\u5e02\u4e94\u500b\u884c\u653f\u5340\u3001Dutchess\u3001Nassau\u3001Orange\u3001Putnam\u3001Rockland\u3001Sullivan\u3001Ulster \u6216Westchester\u3002<\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-elderplan-plus-long-term-care-hmo-pos-d-snp-2\"><strong>Elderplan Plus Long-Term Care (HMO-POS D-SNP)<\/strong><sup><strong><a href=\"#fn2\">2<\/a><\/strong><\/sup><\/h3>\n\n\n\n<p>\u5c0d\u65bc\u7b26\u5408 Medicaid \u8cc7\u683c\u7684 Medicare \u53d7\u76ca\u4eba\uff0c\u5728\u5bb6\u9700\u8981\u9577\u671f\u8b77\u7406 \uff08LTC\uff09 \u670d\u52d9\uff0c\u00a0<strong>\u4e26\u4e14\u66f4\u9858\u610f\u5728\u4e00\u500b\u7c21\u55ae\u8a08\u5283\u4e2d\u7372\u5f97\u91ab\u7642\u3001\u91ab\u9662\u3001\u8655\u65b9\u85e5\u548c LTC \u627f\u4fdd\uff0c\u8f15\u9b06\u65b9\u4fbf\u3002<\/strong>\u00a0\u8a72\u8a08\u5283\u70ba\u60a8\u63d0\u4f9b\u500b\u4eba\u8b77\u7406\u5de5\u4f5c\u8005 \uff08PCW\uff09 \uff0c\u5e6b\u52a9\u60a8\u6c90\u6d74\u3001\u7a7f\u8863\u548c\u81b3\u98df\uff0c\u4ee5\u53ca\u8b77\u7406\u7ba1\u7406\u5718\u968a\u63d0\u4f9b\u7684\u8b77\u7406\u5354\u8abf\u548c\u95dc\u6ce8\uff0c\u60a8\u7121\u9700\u4ed8\u8cbb\u3002<\/p>\n\n\n\n<p><strong>\u4e00\u4e9b\u984d\u5916\u7684\u798f\u5229\u5305\u62ec\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>2026 \u5e74\u5c07\u589e\u52a0\uff01<\/strong>\u50b3\u7d71\u975e\u8655\u65b9 (OTC) \u6bcf\u5b63\u5ea6 $950<sup><a href=\"#fn4\">3<\/a><\/sup> \u3002\u7b26\u5408\u8cc7\u683c\u7684\u6703\u54e1<sup><a href=\"#fn4\">4<\/a><\/sup> \u9084\u53ef\u5c07\u5176 OTC \u6d25\u8cbc\u7528\u65bc\u652f\u4ed8\u623f\u79df\/\u623f\u8cb8\u3001\u6c34\u96fb\u8cbb\u3001\u7db2\u8def\u8cbb\u7528\u3001\u98df\u54c1\u96dc\u8ca8\u3001\u4e0a\u9580\u9001\u9910\u548c\u793e\u5340\u4e58\u8eca\u8cbb\u7528\u3002\u672a\u4f7f\u7528\u7684\u8cc7\u91d1\u5c07\u7d50\u8f49\u81f3\u4e0b\u500b\u5b63\u5ea6\u3002<\/li>\n\n\n\n<li><strong>\u793e\u5340\u4e58\u8eca\u3002<\/strong>\u7b26\u5408\u8cc7\u683c\u7684\u6703\u54e1<sup><a href=\"#fn3\"><\/a><a href=\"#fn4\">4<\/a><\/sup> \u53ef\u4ee5\u4f7f\u7528 OTC \u6d25\u8cbc\u4e58\u5750\u5305\u62ec Uber \u548c Lyft \u5728\u5167\u7684\u4ea4\u901a\u5de5\u5177\uff0c\u63a2\u8a2a\u89aa\u53cb\u3001\u85e5\u5e97\u3001\u96dc\u8ca8\u5e97\u3001\u79ae\u62dc\u5834\u6240\u3001\u9577\u8005\u4e2d\u5fc3\u7b49\u3002\u6b64\u5916\u9084\u53ef\u5c07\u5176\u61c9\u7528\u65bc\u6c7d\u6cb9\u8cbb\u3001\u901a\u884c\u8cbb\u548c\u505c\u8eca\u8cbb\u3002<\/li>\n\n\n\n<li>\u6bcf\u5e74 $500 \u7684 Flex \u5361\uff0c\u7528\u65bc\u652f\u4ed8\u81ea\u4ed8\u7684\u7259\u79d1\u3001\u807d\u529b\u3001\u8996\u529b\u548c\u5065\u8eab\u8cbb\u7528\u3002<\/li>\n\n\n\n<li>\u96d9\u8033\u6bcf\u5e74\u7e3d\u8a08 $2,500\uff0c\u7528\u65bc\u8cfc\u8cb7\u52a9\u807d\u5668\u3002<\/li>\n\n\n\n<li>\u81ea\u7531\u9078\u64c7\u7db2\u7d61\u5167\u6216\u7db2\u7d61\u5916\u7684\u4efb\u4f55\u5c08\u79d1\u91ab\u751f\uff0c\u8b93\u60a8\u6709\u66f4\u591a\u6a5f\u6703\u7372\u5f97\u8b77\u7406<sup><a href=\"#fn5\">5<\/a><\/sup>\u3002<\/li>\n\n\n\n<li>\u8996\u529b\uff1a$600\uff0c\u7528\u65bc\u8cfc\u8cb7\u773c\u93e1<\/li>\n\n\n\n<li><strong>2026 \u5e74\u65b0\u798f\u5229\uff01<\/strong>\u5065\u8eab\u623f\u6703\u7c4d\uff1a\u514d\u8cbb\u5065\u8eab\u623f\u6703\u7c4d\u5e6b\u52a9\u60a8\u4fdd\u6301\u5065\u5eb7\u6d3b\u529b\uff0c\u9084\u6709\u8d85\u904e 15,000 \u500b\u7dda\u4e0a\u5f71\u7247<sup><a href=\"#fn6\">6<\/a><\/sup>\u3002<\/li>\n\n\n\n<li>\u5168\u7403\u7dca\u6025\u65c5\u884c\u63f4\u52a9\u670d\u52d9 + \u9ad8\u9054 $50,000 \u7684\u5168\u7403\u7dca\u6025\u627f\u4fdd\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u8a72\u8a08\u5283\u9069\u7528\u65bc\u5e03\u6717\u58eb\u7e23\u3001\u66fc\u54c8\u9813\u7e23\u3001\u7687\u540e\u5340\u4ee5\u53ca\u5e03\u788c\u5d19\u7e23\u3001\u9054\u5947\u65af\u7e23\u3001\u91cc\u58eb\u6eff\u7e23\u3001\u5967\u862d\u6cbb\u7e23\u3001\u666e\u7279\u5357\u7e23\u3001\u7f85\u514b\u862d\u7e23\u3001\u97cb\u65af\u8cc8\u65af\u7279\u7e23\u548c\u62ff\u7d22\u7e23\u3002<\/p>\n\n\n\n<div style=\"height:48px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-\u5982\u4f55\u958b\u59cb\u6211\u5011\u7684\u9577\u671f\u8b77\u7406\u8a08\u5283\">\u5982\u4f55\u958b\u59cb\u6211\u5011\u7684\u9577\u671f\u8b77\u7406\u8a08\u5283<\/h4>\n\n\n\n<p>\u7531\u65bc\u885b\u751f\u7f72 \uff08DOH\uff09 \u8981\u6c42\u60a8\u5f9e\u6211\u5011\u7684\u8b77\u58eb\u8655\u63a5\u53d7\u91ab\u7642\u4fdd\u5065\u8a55\u4f30\uff0c\u4ee5\u4fbf\u60a8\u7b26\u5408\u9019\u4e9b\u8a08\u5283\u8cc7\u683c\uff0c\u56e0\u6b64\uff0c\u7b2c\u4e00\u6b65\u662f\u81f4\u96fb\u00a0<strong><a href=\"http:\/\/1-866-384-3515\/\">1-866-384-3515<\/a>\u00a0[<\/strong><a href=\"tel:711\"><strong>TTY\uff1a\u00a0<\/strong><\/a><strong>\u9031\u4e00\u81f3\u9031\u4e94\u4e0a\u5348 8:30 \u81f3\u4e0b\u5348 5 \u9ede\u3002<\/strong>\u00a0\u53c3\u4fdd\u4ee3\u8868\u5c07\u78ba\u8a8d\u60a8\u7b26\u5408\u8cc7\u683c\u8981\u6c42\uff0c\u4e26\u5e6b\u52a9\u60a8\u78ba\u5b9a\u60a8\u662f\u5426\u9700\u8981\u7d10\u7d04\u5dde\u7368\u7acb\u8a55\u4f30\u54e1 \uff08NYIA\uff09 \u586b\u5beb\u7684\u8a55\u4f30\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5169\u9805\u9577\u671f\u8b77\u7406\u8a08\u5283\u9078\u9805 \u7121\u8ad6\u60a8\u6709 Medicare \u806f\u90a6\u91ab\u7642\u4fdd [&hellip;]<\/p>\n","protected":false},"author":21,"featured_media":0,"template":"","advisor":[],"class_list":["post-24964","landing-page","type-landing-page","status-publish","hentry"],"translation":{"provider":"WPGlobus","version":"3.0.2","language":"zh","enabled_languages":["en","es","zh"],"languages":{"en":{"title":true,"content":true,"excerpt":false},"es":{"title":true,"content":true,"excerpt":false},"zh":{"title":true,"content":true,"excerpt":false}}},"acf":[],"jetpack_sharing_enabled":true,"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/landing-page\/24964","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/landing-page"}],"about":[{"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/types\/landing-page"}],"author":[{"embeddable":true,"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/users\/21"}],"wp:attachment":[{"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/media?parent=24964"}],"wp:term":[{"taxonomy":"advisor","embeddable":true,"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/advisor?post=24964"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}