{"id":36763,"date":"2025-07-31T20:09:40","date_gmt":"2025-08-01T00:09:40","guid":{"rendered":"https:\/\/www.elderplan.org\/?page_id=36763"},"modified":"2026-03-04T16:14:46","modified_gmt":"2026-03-04T21:14:46","slug":"2026-elderplan-flex","status":"publish","type":"page","link":"https:\/\/www.elderplan.org\/zh\/medicare-advantage-plan-options\/2026-options\/2026-elderplan-flex\/","title":{"rendered":"2026 \u5e74 Elderplan \u9577\u8001\u8a08\u5283\/\u5f48\u6027\u8a08\u5283 (HMO-POS)"},"content":{"rendered":"\n<div class=\"wp-block-media-text alignwide has-media-on-the-right is-stacked-on-mobile is-vertically-aligned-top\"><div class=\"wp-block-media-text__content\">\n<h2 class=\"wp-block-heading\" id=\"h-\u9078\u64c7\u60a8\u60f3\u8981\u7684\u798f\u5229\u548c\u91ab\u751f\"><strong>\u9078\u64c7\u60a8\u60f3\u8981\u7684\u798f\u5229\u548c\u91ab\u751f<\/strong>\u3002<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u53d7\u76ca\u4eba<\/li>\n\n\n\n<li>\u8b93\u60a8\u53ef\u4ee5\u9748\u6d3b\u5730\u9078\u64c7\u975e\u8655\u65b9\u85e5 (OTC) \u798f\u5229<strong><em>\u6216<\/em><\/strong>\u5f80\u8fd4\u91ab\u7642\u9810\u7d04\u7684\u4ea4\u901a\u798f\u5229\u3002<\/li>\n\n\n\n<li>\u4e00\u7ad9\u5f0f\u8a08\u5283\u63d0\u4f9b\u91ab\u7642\u3001\u4f4f\u9662\u548c\u8655\u65b9\u85e5\u627f\u4fdd\u7684\u4fbf\u5229\u3002<\/li>\n\n\n\n<li>\u5728 Bronx\u3001Manhattan\u3001Queens\u3001Brooklyn\u3001Westchester \u548c Nassau \u7e23\u63d0\u4f9b\u3002 \u6b64\u5916\uff0c\u6211\u5011\u9084\u5c07\u65bc 2026 \u5e74\u5c07\u670d\u52d9\u7bc4\u570d\u64f4\u5c55\u5230 Putman \u548c Richmond \u7e23\u3002<\/li>\n<\/ul>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1281\" src=\"https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fm=pjpg\" alt=\"An older couple sits on a park bench, their dog jumping up into the husband's lap\" class=\"wp-image-19997 size-full\" srcset=\"https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=641&amp;w=960 960w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fm=pjpg 1280w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fm=pjpg 1920w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\"><\/figure><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"wp-block-group glance\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-\u798f\u5229\u6982\u89bd\">\u798f\u5229\u6982\u89bd<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" class=\"wp-image-16853\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/icon_premium.png?fm=png\" alt=\"Premium\" srcset=\"https:\/\/elderplan.imgix.net\/icon_premium.png?fit=scale&amp;fm=png&amp;h=640&amp;w=640 640w, https:\/\/elderplan.imgix.net\/icon_premium.png?fit=scale&amp;fm=png&amp;h=960&amp;w=960 960w, https:\/\/elderplan.imgix.net\/icon_premium.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/icon_premium.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/icon_premium.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/icon_premium.png?fm=png 350w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\"><strong>\u4fdd\u8cbb<\/strong>\uff1a \u96f6\u6708\u7e73\u8a08\u5283\u4fdd\u8cbb<\/li>\n\n\n\n<li><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" class=\"wp-image-15674\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/2022\/08\/icon_app.png?fm=png\" alt=\"App icon\" srcset=\"https:\/\/elderplan.imgix.net\/2022\/08\/icon_app.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_app.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_app.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_app.png?fm=png 350w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\"><strong>\u521d\u7d1a\u8b77\u7406\uff1a<\/strong>\u00a0\u73fe\u5834\u6216\u9060\u8ddd\u4fdd\u5065\u521d\u7d1a\u4fdd\u5065\u5c31\u8a3a\u96f6\u5171\u4ed8\u984d<\/li>\n\n\n\n<li><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" class=\"wp-image-16559\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/icon_heart.png?fm=png\" alt=\"Heart EKG\" srcset=\"https:\/\/elderplan.imgix.net\/icon_heart.png?fit=scale&amp;fm=png&amp;h=640&amp;w=640 640w, https:\/\/elderplan.imgix.net\/icon_heart.png?fit=scale&amp;fm=png&amp;h=960&amp;w=960 960w, https:\/\/elderplan.imgix.net\/icon_heart.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/icon_heart.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/icon_heart.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/icon_heart.png?fm=png 350w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\"><strong>\u5c08\u79d1\u91ab\u751f<\/strong>\uff1a \u81ea\u7531\u9078\u64c7\u7db2\u7d61\u5167\u6216\u7db2\u7d61\u5916\u7684\u4efb\u4f55\u5c08\u79d1\u91ab\u751f\uff0c\u8b93\u60a8\u6709\u66f4\u591a\u6a5f\u6703\u7372\u5f97\u8b77\u7406<sup><a href=\"#footnote_1_36763\" id=\"identifier_1_36763\" class=\"footnote-link footnote-identifier-link\" title=\"\u9664\u975e\u662f\u5728\u7dca\u6025\u60c5\u6cc1\u4e0b\uff0c\u7db2\u7d61\u5916\/\u672a\u7c3d\u7d04\u7684\u63d0\u4f9b\u8005\u6c92\u6709\u7fa9\u52d9\u8a3a\u6cbb\u8a08\u5283\u6703\u54e1\u3002 \u8acb\u64a5\u6253\u6211\u5011\u7684\u6703\u54e1\u670d\u52d9\u90e8\u96fb\u8a71\u6216\u67e5\u770b\u60a8\u7684\u627f\u4fdd\u7bc4\u570d\u8aaa\u660e\u66f8\u4ee5\u77ad\u89e3\u66f4\u591a\u8cc7\u8a0a\uff0c\u5305\u62ec\u9069\u7528\u65bc\u7db2\u7d61\u5916\u670d\u52d9\u7684\u5206\u6524\u8cbb\u7528\u3002\">1<\/a><\/sup><\/li>\n\n\n\n<li><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" class=\"wp-image-16855\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/icon_rxdrugs.png?fm=png\" alt=\"Prescription Drugs\" srcset=\"https:\/\/elderplan.imgix.net\/icon_rxdrugs.png?fit=scale&amp;fm=png&amp;h=640&amp;w=640 640w, https:\/\/elderplan.imgix.net\/icon_rxdrugs.png?fit=scale&amp;fm=png&amp;h=960&amp;w=960 960w, https:\/\/elderplan.imgix.net\/icon_rxdrugs.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/icon_rxdrugs.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/icon_rxdrugs.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/icon_rxdrugs.png?fm=png 350w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\"><strong> \u8655\u65b9\u85e5\uff1a<\/strong>\u9996\u9078\u526f\u5ee0\u85e5\u3001\u526f\u5ee0\u85e5\u548c\u9996\u9078\u539f\u5ee0\u85e5\uff08\u7b2c 1\u30012\u30013 \u7d1a\uff09\u7684\u81ea\u4ed8\u984d\u70ba $0<\/li>\n\n\n\n<li><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" class=\"wp-image-16845\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/icon_acupuncture.png?fm=png\" alt=\"Acupuncture\" srcset=\"https:\/\/elderplan.imgix.net\/icon_acupuncture.png?fit=scale&amp;fm=png&amp;h=640&amp;w=640 640w, https:\/\/elderplan.imgix.net\/icon_acupuncture.png?fit=scale&amp;fm=png&amp;h=960&amp;w=960 960w, https:\/\/elderplan.imgix.net\/icon_acupuncture.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/icon_acupuncture.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/icon_acupuncture.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/icon_acupuncture.png?fm=png 350w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\"><strong>\u91dd\u7078\uff1a<\/strong>\u00a0\u91dd\u7078\u3001\u6307\u58d3\u548c\u53cd\u5c04\u7642\u6cd5\u5c31\u8a3a\u96f6\u5171\u4ed8\u984d \u2014 \u6bcf\u5e74\u6700\u591a 20 \u6b21\u5c31\u8a3a<\/li>\n\n\n\n<li><img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/08\/icon_dumbell.png\" alt=\"Barbell icon\"><strong>\u5065\u8eab\u623f\u6703\u7c4d\uff1a<\/strong>\u514d\u8cbb\u5065\u8eab\u623f\u6703\u7c4d\u5e6b\u52a9\u60a8\u4fdd\u6301\u5065\u5eb7\u6d3b\u529b\uff0c\u9084\u6709\u8d85\u904e 15,000 \u500b\u7dda\u4e0a\u5f71\u7247<sup><a href=\"#footnote_2_36763\" id=\"identifier_2_36763\" class=\"footnote-link footnote-identifier-link\" title=\"Silver&amp;Fit\u00ae \u7db2\u7d61\u4e2d\u7684\u6240\u6709\u5065\u8eab\u4e2d\u5fc3\u548c\u7279\u5b9a YMCA \u5747\u63d0\u4f9b\u514d\u8cbb\u5065\u8eab\u623f\u6703\u54e1\u8cc7\u683c\u3002\">2<\/a><\/sup><br><\/li>\n\n\n\n<li><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" class=\"wp-image-16546\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/icon_welness.png?fm=png\" alt=\"Wellness Incentive Program\" srcset=\"https:\/\/elderplan.imgix.net\/icon_welness.png?fit=scale&amp;fm=png&amp;h=640&amp;w=640 640w, https:\/\/elderplan.imgix.net\/icon_welness.png?fit=scale&amp;fm=png&amp;h=960&amp;w=960 960w, https:\/\/elderplan.imgix.net\/icon_welness.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/icon_welness.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/icon_welness.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/icon_welness.png?fm=png 350w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\"><strong>\u4fdd\u5065\u734e\u52f5<\/strong>\uff1a \u900f\u904e\u6211\u5011\u7684<a href=\"\/zh\/health-and-wellness\/wellness-incentive-program\/\">\u4fdd\u5065\u734e\u52f5\u8a08\u5283<\/a>\u9032\u884c\u9810\u9632\u6027\u7be9\u6aa2\u548c\u63a5\u7a2e\u75ab\u82d7\u4f86\u7372\u5f97\u734e\u52f5<\/li>\n\n\n\n<li><img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/08\/icon_brain.png\" alt=\"Brain icon\"><strong>BrainHQ<\/strong>\uff1a \u900f\u904e\u4e00\u9805\u8a18\u61b6\u4fdd\u5065\u8a08\u5283\uff0c\u5229\u7528\u904a\u6232\u3001\u62fc\u5716\u548c\u5176\u4ed6\u6709\u8da3\u7684\u7df4\u7fd2\u4f86\u6539\u5584\u5927\u8166\u529f\u80fd<br><a href=\"https:\/\/elderplan.brainhq.com\/?v4=true&amp;fr=y\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u8a3b\u518a BrainHQ<\/strong><\/a><\/li>\n\n\n\n<li><img loading=\"lazy\" decoding=\"async\" width=\"120\" height=\"120\" class=\"wp-image-20267\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/flex_card@2x.png?fm=png\" alt=\"Flexible spending card\" srcset=\"https:\/\/elderplan.imgix.net\/flex_card@2x.png?fit=scale&amp;fm=png&amp;h=960&amp;w=960 960w, https:\/\/elderplan.imgix.net\/flex_card@2x.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/flex_card@2x.png?fit=scale&amp;fm=png&amp;h=640&amp;w=640 640w, https:\/\/elderplan.imgix.net\/flex_card@2x.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/flex_card@2x.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/flex_card@2x.png?fm=png 120w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\"><strong>\u73fe\u91d1 Flex \u5361\uff1a<\/strong>\u6bcf\u5e74 $450 \u6d25\u8cbc\uff0c\u7528\u65bc\u652f\u4ed8\u7259\u79d1\u3001\u8996\u529b\u3001\u807d\u529b\u548c\u5065\u8eab\u8cbb\u7528\u7684\u81ea\u4ed8\u8cbb\u7528\u3002 \u627f\u4fdd\u67d0\u4e9b\u670d\u52d9\u7684\u5171\u4ed8\u984d<a href=\"\/zh\/member-benefits\/elderplan-benefits\/flex-benefit\/\"><br><strong>\u77ad\u89e3\u6709\u95dc\u65b0 Flex \u798f\u5229\u7684\u66f4\u591a\u8cc7\u8a0a<\/strong><\/a><\/li>\n\n\n\n<li><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" class=\"wp-image-15678\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/2022\/08\/icon_dental.png?fm=png\" alt=\"Dental icon\" srcset=\"https:\/\/elderplan.imgix.net\/2022\/08\/icon_dental.png?fit=scale&amp;fm=png&amp;h=640&amp;w=640 640w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_dental.png?fit=scale&amp;fm=png&amp;h=960&amp;w=960 960w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_dental.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_dental.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_dental.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_dental.png?fm=png 350w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\"><strong>\u7259\u79d1\uff1a<\/strong>$2,500 \u7684\u984d\u5ea6\uff0c\u53ef\u7528\u65bc\u652f\u4ed8\u7d9c\u5408\u6027\u7259\u79d1\u8cbb\u7528\uff0c\u5305\u62ec\u88dc\u7259\u548c\u7259\u51a0\u3002 \u81ea\u7531\u9078\u64c7\u7db2\u8def\u5167\u5916\u7684\u4efb\u4f55\u7259\u91ab <sup><a href=\"#footnote_1_36763\" id=\"identifier_3_36763\" class=\"footnote-link footnote-identifier-link\" title=\"\u9664\u975e\u662f\u5728\u7dca\u6025\u60c5\u6cc1\u4e0b\uff0c\u7db2\u7d61\u5916\/\u672a\u7c3d\u7d04\u7684\u63d0\u4f9b\u8005\u6c92\u6709\u7fa9\u52d9\u8a3a\u6cbb\u8a08\u5283\u6703\u54e1\u3002 \u8acb\u64a5\u6253\u6211\u5011\u7684\u6703\u54e1\u670d\u52d9\u90e8\u96fb\u8a71\u6216\u67e5\u770b\u60a8\u7684\u627f\u4fdd\u7bc4\u570d\u8aaa\u660e\u66f8\u4ee5\u77ad\u89e3\u66f4\u591a\u8cc7\u8a0a\uff0c\u5305\u62ec\u9069\u7528\u65bc\u7db2\u7d61\u5916\u670d\u52d9\u7684\u5206\u6524\u8cbb\u7528\u3002\">1<\/a><\/sup><\/li>\n\n\n\n<li><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" class=\"wp-image-15689\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/2022\/08\/icon_vision.png?fm=png\" alt=\"Vision icon\" srcset=\"https:\/\/elderplan.imgix.net\/2022\/08\/icon_vision.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_vision.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_vision.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_vision.png?fm=png 350w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\"><strong>\u8996\u529b\uff1a<\/strong>\u6bcf\u5e74 $500\uff0c\u7528\u65bc\u8cfc\u8cb7\u773c\u93e1\uff0c\u4f8b\u5982\u96b1\u5f62\u773c\u93e1\u6216\u6846\u67b6\u773c\u93e1\uff0c\u5305\u62ec\u93e1\u7247\u548c\u93e1\u6846<\/li>\n\n\n\n<li><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" class=\"wp-image-15683\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/2022\/08\/icon_hearing.png?fm=png\" alt=\"Hearing icon\" srcset=\"https:\/\/elderplan.imgix.net\/2022\/08\/icon_hearing.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_hearing.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_hearing.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_hearing.png?fm=png 350w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\"><strong>\u807d\u529b\uff1a<\/strong>$1,500\uff0c\u7528\u65bc\u8cfc\u8cb7\u52a9\u807d\u5668 \u2013 \u96d9\u8033\u6bcf\u5e74\u7e3d\u8a08<\/li>\n\n\n\n<li><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" class=\"wp-image-16856\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/icon_worldwide.png?fm=png\" alt=\"Worldwide\" srcset=\"https:\/\/elderplan.imgix.net\/icon_worldwide.png?fit=scale&amp;fm=png&amp;h=640&amp;w=640 640w, https:\/\/elderplan.imgix.net\/icon_worldwide.png?fit=scale&amp;fm=png&amp;h=960&amp;w=960 960w, https:\/\/elderplan.imgix.net\/icon_worldwide.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/icon_worldwide.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/icon_worldwide.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/icon_worldwide.png?fm=png 350w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\"><strong>\u5168\u7403\u6025\u8a3a\u627f\u4fdd<\/strong>\uff1a \u6700\u9ad8 $50,000 \u7684\u5168\u7403\u7dca\u6025\u627f\u4fdd + \u65c5\u884c\u63f4\u52a9\u670d\u52d9\u96f6\u5171\u4ed8\u984d<sup><a href=\"#footnote_3_36763\" id=\"identifier_4_36763\" class=\"footnote-link footnote-identifier-link\" title=\"\u5728\u96e2\u5bb6\u8d85\u904e 100 \u82f1\u91cc\u6216\u524d\u5f80\u53e6\u4e00\u500b\u570b\u5bb6\u6642\uff0c\u7372\u5f97 24\/7 \u5168\u5929\u5019\u7684\u6551\u52a9\u3002 \u8a72\u8a08\u5283\u5c07\u60a8\u8207\u4e16\u754c\u5404\u5730\u7684\u91ab\u751f\u3001\u91ab\u9662\u3001\u85e5\u623f\u548c\u5176\u4ed6\u670d\u52d9\u9023\u63a5\u5728\u4e00\u8d77\uff0c\u8b93\u60a8\u96a8\u6642\u53ef\u5b89\u5fc3\u7121\u6182\u5730\u7372\u53d6\u8b77\u7406\u3002\">3<\/a><\/sup><\/li>\n\n\n\n<li><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" class=\"wp-image-16544\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/icon_m2m.png?fm=png\" alt=\"Member to Member\" srcset=\"https:\/\/elderplan.imgix.net\/icon_m2m.png?fit=scale&amp;fm=png&amp;h=640&amp;w=640 640w, https:\/\/elderplan.imgix.net\/icon_m2m.png?fit=scale&amp;fm=png&amp;h=960&amp;w=960 960w, https:\/\/elderplan.imgix.net\/icon_m2m.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/icon_m2m.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/icon_m2m.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/icon_m2m.png?fm=png 350w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\"><strong>\u6703\u54e1\u9593<\/strong>\uff1a \u900f\u904e\u6211\u5011\u7372\u734e\u7684\u6703\u54e1\u5c0d\u6703\u54e1\u8a08\u5283\u6703\u7c4d\u8207\u5176\u4ed6\u6703\u54e1\u806f\u7d61<br><strong><a href=\"\/zh\/member-benefits\/member-to-member-community\/\">\u77ad\u89e3\u6709\u95dc\u6703\u54e1\u9593\u7684\u66f4\u591a\u8cc7\u8a0a<\/a><\/strong><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"or\">\u53e6\u5916\u9084\u53ef\u4ee5\u9078\u64c7\u6211\u5011\u7684\u4e00\u9805 Select Extra<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" class=\"wp-image-16847\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/icon_groceries-plus.png?fm=png\" alt=\"OTC Products \/ Groceries \/ Plus more\" srcset=\"https:\/\/elderplan.imgix.net\/icon_groceries-plus.png?fit=scale&amp;fm=png&amp;h=640&amp;w=640 640w, https:\/\/elderplan.imgix.net\/icon_groceries-plus.png?fit=scale&amp;fm=png&amp;h=960&amp;w=960 960w, https:\/\/elderplan.imgix.net\/icon_groceries-plus.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/icon_groceries-plus.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/icon_groceries-plus.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/icon_groceries-plus.png?fm=png 350w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\"><strong>OTC\uff1a<\/strong>\u6bcf\u5b63\u5ea6\u00a0$140<sup><a href=\"#footnote_4_36763\" id=\"identifier_5_36763\" class=\"footnote-link footnote-identifier-link\" title=\"OTC \u5361\u4e0d\u662f\u501f\u8a18\u5361\u6216\u4fe1\u7528\u5361\uff0c\u4e0d\u80fd\u8f49\u63db\u70ba\u73fe\u91d1\u3002\">4<\/a><\/sup> \u7528\u65bc\u8cfc\u8cb7\u50b3\u7d71 OTC\u3002\u7b26\u5408\u8cc7\u683c\u7684\u6703\u54e1<sup><a href=\"#footnote_5_36763\" id=\"identifier_6_36763\" class=\"footnote-link footnote-identifier-link\" title=\"\u8cc7\u683c\u53d6\u6c7a\u65bc\u60a8\u662f\u5426\u60a3\u6709\u8207 SSBCI \u798f\u5229\uff08\u64f4\u5927\u7684 OTC\uff09\u76f8\u95dc\u7684\u6162\u6027\u75c5\u3002 SSBCI \u75c5\u75c7\u5305\u62ec\u4f46\u4e0d\u9650\u65bc\u5fc3\u8840\u7ba1\u75be\u75c5\u3001\u7cd6\u5c3f\u75c5\u3001\u95dc\u7bc0\u708e\u3001\u6162\u6027\u80ba\u90e8\u75be\u75c5\u548c\u6162\u6027\u814e\u81df\u75be\u75c5\u3002 \u9084\u6709\u5176\u4ed6\u7b26\u5408\u689d\u4ef6\u7684\u75be\u75c5\u672a\u5217\u51fa\u3002 \u8a72\u798f\u5229\u7684\u6a19\u6e96\u53ef\u80fd\u6709\u6240\u4e0d\u540c\u3002\">5<\/a><\/sup> \u9084\u53ef\u4ee5\u4f7f\u7528\u6d25\u8cbc\u4f86\u7372\u5f97\u64f4\u5c55 OTC \u798f\u5229\uff0c\u4f8b\u5982\u96dc\u8ca8\u6216\u9001\u9910\u5230\u5bb6<\/li>\n<\/ul>\n\n\n\n<p>\u6216<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" class=\"wp-image-15677\" style=\"\" src=\"https:\/\/elderplan.imgix.net\/2022\/08\/icon_car.png?fm=png\" alt=\"Car icon\" srcset=\"https:\/\/elderplan.imgix.net\/2022\/08\/icon_car.png?fit=scale&amp;fm=png&amp;h=1280&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_car.png?fit=scale&amp;fm=png&amp;h=1536&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_car.png?fit=scale&amp;fm=png&amp;h=2048&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/2022\/08\/icon_car.png?fm=png 350w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\"> <strong>\u904b\u8f38\uff1a<\/strong>\u514d\u8cbb\u4ea4\u901a\u5f80\u8fd4\u91ab\u7642\u9810\u7d04 \u2013 \u6700\u591a 48 \u6b21\u55ae\u7a0b\u65c5\u884c<\/li>\n<\/ul>\n<\/div><\/section>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group glance explore\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\" id=\"h-\u63a2\u7d22\u6211\u5011\u7684\u7db2\u7d61\">\u63a2\u7d22\u6211\u5011\u7684\u7db2\u7d61<\/h2>\n\n\n\n<div class=\"wp-block-group interested\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.3%\">\n<p>\u6211\u5011\u7684\u7db2\u7d61\u5305\u62ec\u00a0<strong>40,000<\/strong>\u00a0\u5c08\u5bb6\u3001\u521d\u7d1a\u4fdd\u5065\u91ab\u751f\u3001\u85e5\u5c40\u548c\u7259\u91ab\uff01<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-buttons is-nowrap is-layout-flex wp-container-core-buttons-is-layout-ad2f72ca wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/elderplan.providerlenz.com\/home?lang=zh-TW\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c0b\u627e\u91ab\u751f<\/a><\/div>\n\n\n\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/zh\/member-benefits\/elderplan-benefits\/pharmacies\/\">\u5c0b\u627e\u85e5\u623f<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-nowrap is-layout-flex wp-container-core-buttons-is-layout-ad2f72ca wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.dentaquest.com\/en\/find-a-dentist\/search-results#state=New+York&amp;planType=medicare&amp;plan=NY-ELDCARE&amp;distance=25&amp;lat=40.7127753&amp;lon=-74.0059728&amp;locDesc=New%3Dyork%2C+New+York%2C+100410&amp;currentView=provider&amp;sort=distance&amp;page=1&amp;isSearchEnabled=true&amp;city=New+York\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c0b\u627e\u7259\u91ab<\/a><\/div>\n\n\n\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/zh\/member-benefits\/elderplan-benefits\/prescription-drugs\/\">\u5c0b\u627e\u85e5\u7269<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<section class=\"wp-block-group glance blue-glance\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-\u6709\u8208\u8da3\u52a0\u5165\u9019\u500b\u8a08\u5283\u55ce\">\u6709\u8208\u8da3\u52a0\u5165\u9019\u500b\u8a08\u5283\u55ce\uff1f<\/h2>\n\n\n\n<div class=\"wp-block-columns interested has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"background:linear-gradient(135deg,rgb(255,255,255) 0%,rgb(255,255,255) 100%)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/zh\/enroll\/#h-elderplan-flex-hmo-pos\">\u7acb\u5373\u53c3\u4fdd<\/a><\/div>\n<\/div>\n\n\n\n<p>\u6216\u81f4\u96fb\u6211\u5011\u7684\u53c3\u4fdd\u4e2d\u5fc3\uff1a\u00a0<a href=\"tel:18663601934\" target=\"_blank\" rel=\"noreferrer noopener\">1-866-360-1934<\/a>\u00a0\uff08TTY\uff1a<a href=\"tel:711\" target=\"_blank\" rel=\"noreferrer noopener\">711<\/a>\uff09\u3002<\/p>\n\n\n\n<p><br>\u4ee3\u8868\u6bcf\u9031 7 \u5929\uff0c\u4e0a\u5348 8:00 \u81f3\u665a\u4e0a 8:00 \u70ba\u60a8\u63d0\u4f9b\u5354\u52a9\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<p><strong><strong>\u4e0b\u8f09\u8a08\u5283\u8a73\u60c5 (PDF)<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/files\/part-c-and-d-mapd-2026-chi-2026\/\">C \u90e8\u5206\u548c D \u90e8\u5206\u661f\u7d1a\u8a55\u7d1a\uff1a<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/files\/summary-of-benefits-elderplan-flex-chi-2026\/\">\u798f\u5229\u6458\u8981<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<p><\/p>\n<ol class=\"footnotes\"><li id=\"footnote_1_36763\" class=\"footnote\">\u9664\u975e\u662f\u5728\u7dca\u6025\u60c5\u6cc1\u4e0b\uff0c\u7db2\u7d61\u5916\/\u672a\u7c3d\u7d04\u7684\u63d0\u4f9b\u8005\u6c92\u6709\u7fa9\u52d9\u8a3a\u6cbb\u8a08\u5283\u6703\u54e1\u3002 \u8acb\u64a5\u6253\u6211\u5011\u7684\u6703\u54e1\u670d\u52d9\u90e8\u96fb\u8a71\u6216\u67e5\u770b\u60a8\u7684\u627f\u4fdd\u7bc4\u570d\u8aaa\u660e\u66f8\u4ee5\u77ad\u89e3\u66f4\u591a\u8cc7\u8a0a\uff0c\u5305\u62ec\u9069\u7528\u65bc\u7db2\u7d61\u5916\u670d\u52d9\u7684\u5206\u6524\u8cbb\u7528\u3002<span class=\"footnote-back-link-wrapper\">[<a href=\"#identifier_1_36763\" class=\"footnote-link footnote-back-link\">\u21a9<\/a>]<\/span><span class=\"footnote-back-link-wrapper\">[<a href=\"#identifier_3_36763\" class=\"footnote-link footnote-back-link\">\u21a9<\/a>]<\/span><\/li><li id=\"footnote_2_36763\" class=\"footnote\"><a href=\"https:\/\/www.silverandfit.com\/\">Silver&amp;Fit\u00ae \u7db2\u7d61<\/a>\u4e2d\u7684\u6240\u6709\u5065\u8eab\u4e2d\u5fc3\u548c\u7279\u5b9a YMCA \u5747\u63d0\u4f9b\u514d\u8cbb\u5065\u8eab\u623f\u6703\u54e1\u8cc7\u683c\u3002<span class=\"footnote-back-link-wrapper\">[<a href=\"#identifier_2_36763\" class=\"footnote-link footnote-back-link\">\u21a9<\/a>]<\/span><\/li><li id=\"footnote_3_36763\" class=\"footnote\">\u5728\u96e2\u5bb6\u8d85\u904e 100 \u82f1\u91cc\u6216\u524d\u5f80\u53e6\u4e00\u500b\u570b\u5bb6\u6642\uff0c\u7372\u5f97 24\/7 \u5168\u5929\u5019\u7684\u6551\u52a9\u3002 \u8a72\u8a08\u5283\u5c07\u60a8\u8207\u4e16\u754c\u5404\u5730\u7684\u91ab\u751f\u3001\u91ab\u9662\u3001\u85e5\u623f\u548c\u5176\u4ed6\u670d\u52d9\u9023\u63a5\u5728\u4e00\u8d77\uff0c\u8b93\u60a8\u96a8\u6642\u53ef\u5b89\u5fc3\u7121\u6182\u5730\u7372\u53d6\u8b77\u7406\u3002<span class=\"footnote-back-link-wrapper\">[<a href=\"#identifier_4_36763\" class=\"footnote-link footnote-back-link\">\u21a9<\/a>]<\/span><\/li><li id=\"footnote_4_36763\" class=\"footnote\">OTC \u5361\u4e0d\u662f\u501f\u8a18\u5361\u6216\u4fe1\u7528\u5361\uff0c\u4e0d\u80fd\u8f49\u63db\u70ba\u73fe\u91d1\u3002<span class=\"footnote-back-link-wrapper\">[<a href=\"#identifier_5_36763\" class=\"footnote-link footnote-back-link\">\u21a9<\/a>]<\/span><\/li><li id=\"footnote_5_36763\" class=\"footnote\">\u8cc7\u683c\u53d6\u6c7a\u65bc\u60a8\u662f\u5426\u60a3\u6709\u8207 SSBCI \u798f\u5229\uff08\u64f4\u5927\u7684 OTC\uff09\u76f8\u95dc\u7684\u6162\u6027\u75c5\u3002 SSBCI \u75c5\u75c7\u5305\u62ec\u4f46\u4e0d\u9650\u65bc\u5fc3\u8840\u7ba1\u75be\u75c5\u3001\u7cd6\u5c3f\u75c5\u3001\u95dc\u7bc0\u708e\u3001\u6162\u6027\u80ba\u90e8\u75be\u75c5\u548c\u6162\u6027\u814e\u81df\u75be\u75c5\u3002 \u9084\u6709\u5176\u4ed6\u7b26\u5408\u689d\u4ef6\u7684\u75be\u75c5\u672a\u5217\u51fa\u3002 \u8a72\u798f\u5229\u7684\u6a19\u6e96\u53ef\u80fd\u6709\u6240\u4e0d\u540c\u3002<span class=\"footnote-back-link-wrapper\">[<a href=\"#identifier_6_36763\" class=\"footnote-link footnote-back-link\">\u21a9<\/a>]<\/span><\/li><\/ol>","protected":false},"excerpt":{"rendered":"<p>\u798f\u5229\u6982\u89bd \u53e6\u5916\u9084\u53ef\u4ee5\u9078\u64c7\u6211\u5011\u7684\u4e00\u9805 Select Extra [&hellip;]<\/p>\n","protected":false},"author":21,"featured_media":0,"parent":36759,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"class_list":["post-36763","page","type-page","status-publish","hentry"],"translation":{"provider":"WPGlobus","version":"3.0.2","language":"zh","enabled_languages":["en","es","zh"],"languages":{"en":{"title":true,"content":true,"excerpt":false},"es":{"title":true,"content":true,"excerpt":false},"zh":{"title":true,"content":true,"excerpt":false}}},"acf":[],"jetpack_sharing_enabled":true,"publishpress_future_action":{"enabled":false,"date":"2026-05-10 07:11:55","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/pages\/36763","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/comments?post=36763"}],"version-history":[{"count":2,"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/pages\/36763\/revisions"}],"predecessor-version":[{"id":46932,"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/pages\/36763\/revisions\/46932"}],"up":[{"embeddable":true,"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/pages\/36759"}],"wp:attachment":[{"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/media?parent=36763"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.elderplan.org\/zh\/wp-json\/wp\/v2\/categories?post=36763"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}