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Long-Term Care Plan Options

Most people want the ability to receive the care they need in the safety and comfort of their own homes.

If you or someone you love is living with a chronic condition, and require long-term care (LTC) services at home, Elderplan can help. Our plans provide support for people who need assistance with activities of daily living (ADLs), such as bathing, dressing, and preparing meals. We provide the care you need to remain safely in the comfortable surroundings of your home… without any cost to you.

Choosing the right plan is confusing and we’re here to help guide and support you every step of the way

Compare Our Two Plans

HomeFirst Managed Long‑Term Care Plan

  • For people who receive Medicaid and need assistance at home
  • You can keep your separate medical & Rx plan
  • Dedicated Care manager to support and guide you

Elderplan Plus Long‑Term Care

  • For Medicare & Medicaid Beneficiaries (Duals)who need assistance at home
  • Medical, hospital, Rx drugs & Long Term Care in one plan
  • Dedicated Care manager to support and guide you
  • Expanded OTC includes rent/mortgage and more
Personal Care Workers to help you with bathing, dressing, and preparing meals
CDPAS: If you prefer and are eligible, you can choose your own caregiver
Home Health Care including physical therapy, occupational therapy, and speech therapy
Zero-cost transportation to and from medical appointments 1
Social Day Care
Durable medical equipment, medical/surgical supplies, prosthetics, orthotics, and oxygen
Zero monthly plan premium
Dedicated Care Manager who will stay in touch with your doctors and help arrange your medical visits and transportation to get you there.
Zero co-pay for dentist visits, in- or out-of-network 2
Life alert coverage
Membership in our award-winning Member-to-Member program
Learn more about Member-to-Member
Zero co-pay for in-person primary care doctor visits
Zero co-pay for specialist visits, in- or out-of-network 2
Low co-payments for prescription drugs
$500 per year toward out-of-pocket expenses for dental, vision, hearing, and fitness
Over-the-Counter (OTC) allowance:
$270 Per Month for rent/mortgage, utilities, internet, groceries, meals and traditional OTC 3 4
Learn about our OTC benefits
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Additional Information

Service area
Bronx, New York, Queens, Kings, Richmond, Dutchess, Nassau, Orange, Putnam, Rockland, Sullivan, Ulster, and Westchester
Bronx, New York, Queens, Kings, Richmond, Dutchess, Nassau, Orange, Putman, Rockland, and Westchester
To get started with this plan call 1-866-386-4177 [TTY: 711], 8:30 a.m. to 5 p.m., Monday to Friday.
To get started with this plan call 866-360-1934 [TTY: 711], 8 a.m. to 8 p.m., 7 days a week.
  1. Please note, non-emergency transportation is now provided directly by Medicaid through Medical Answering Services (MAS). You will need to call MAS directly at 844-666-6270 if you reside in the 5 boroughs of NYC, Nassau, Westchester or Putnam or 866-932-7740 for Dutchess, Orange, Rockland, Sullivan and Ulster counties.
  2. Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our Member Services number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
  3. For eligible members (with certain chronic conditions), the Special Supplemental Benefits for the Chronically Ill (grocery and meals benefit) combines with the OTC benefit to cover certain grocery items and meals as a part of the monthly OTC allowance. []
  4. Members in this plan receive a monthly maximum amount ($270 every month) to purchase eligible OTC items at authorized retail stores. The OTC card balance cannot be carried over to the next month. The OTC card is not a debit or credit card and cannot be converted to cash. []