Long Term Care Plan Options
Most people want the ability to receive the care they need in the safety and comfort of their own homes.
If you or someone you love is living with a chronic condition, and require long-term care (LTC) services at home, Elderplan can help. Our plans provide support for people who need assistance with activities of daily living (ADLs), such as bathing, dressing, and preparing meals. We provide the care you need to remain safely in the comfortable surroundings of your home… without any cost to you.
Choosing the right plan is confusing and we’re here to help guide and support you every step of the way
Compare Our Two Plans
|Personal Care Workers to help you with bathing, dressing, and preparing meals||✓||✓|
|Home Health Care including physical therapy, occupational therapy, and speech therapy||✓||✓|
|Zero-cost transportation to and from medical appointments||✓||✓|
|Social Day Care||✓||✓|
|Durable medical equipment, medical/surgical supplies, prosthetics, orthotics, and oxygen||✓||✓|
|Zero monthly plan premium||✓||✓|
|Dedicated Care Manager who will stay in touch with your doctors and help arrange your medical visits and transportation to get you there.||✓||✓|
|Zero co-pay for dentist visits, in- or out-of-network 1||✓||✓|
|Life alert coverage||✓||✓|
|Membership in our award-winning Member-to-Member program|
Learn more about Member-to-Member
|Zero co-pay for in-person primary care doctor visits||➖||✓|
|Zero co-pay for specialist visits, in- or out-of-network 1||➖||✓|
|Low co-payments for prescription drugs||➖||✓|
|$500 per year toward out-of-pocket expenses for dental, vision, hearing, and fitness||➖||✓|
| Over-the-Counter (OTC) allowance: |
$270 Per Month for rent/mortgage, utilities, internet, groceries, meals and traditional OTC 2 3
Learn about our OTC benefits
| BrainHQ: a memory fitness program to improve brain function through games, puzzles, and other fun exercises|
Sign up for BrainHQ
Explore our network
Bronx, New York, Queens, Kings, Richmond, Dutchess, Nassau, Orange, Putnam, Rockland, Sullivan, Ulster, and Westchester
Bronx, New York, Queens, Kings, Richmond, Dutchess, Nassau, Orange, Putman, Rockland, and Westchester
- Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our Member Services number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
- For eligible members (with certain chronic conditions), the Special Supplemental Benefits for the Chronically Ill (grocery and meals benefit) combines with the OTC benefit to cover certain grocery items and meals as a part of the monthly OTC allowance.