Get More Benefits with Medicare Advantage Plans from Elderplan

Two Great Plans for Medicare Beneficiaries

If you have Medicare, you can choose a Medicare Advantage Plan that provides additional benefits that Original Medicare may not cover – like dental, vision, and hearing services, prescription drug coverage, and more. Discover if you’re eligible for one of our Medicare Advantage plans today.

Elderplan Extra Help (HMO-POS)

A health plan designed for Medicare beneficiaries who are eligible for Extra Help/Low Income Subsidy (LIS)—a federal program that lowers the cost of prescription drugs for people with limited income. It offers medical, hospital, and prescription drug coverage at little to no premium and low copays.

Some benefits include:

$140/quarter OTC allowance¹ for OTC items, groceries, and home-delivered meals
Flex Card: $450/year for out-of-pocket expenses for dental, hearing, vision, and fitness
Zero copay for in-person or telehealth primary care visits
Freedom to choose any specialist or dentist in and out-of-network², giving you greater access to care
Preventative and comprehensive dental, including root canals and crowns
Zero deductible for preferred generic and brand-name drugs
Vision: Zero copay for routine eye exams +$200/year toward eyewear
Worldwide emergency coverage up to $50,000, plus emergency travel assistance

This plan is available in the Bronx, Manhattan, Queens, Brooklyn, Westchester, and Nassau County. We are also happy to announce our expansion into Richmond and Putman for 2026.

Elderplan Flex (HMO-POS)

This is a great plan for Medicare beneficiaries who want the flexibility to choose the benefits and doctors they want. In addition to offering medical, hospital and prescription drug coverage, this plan allows you to select between an over-the-counter (OTC) benefit OR a transportation benefit to and from medical appointments.

Some benefits include:

Flex Card: $450/year for out-of-pocket expenses for dental, hearing, vision, and fitness. Covers copays for certain services
Zero monthly plan premium
Zero copay for in-person or telehealth primary care visits
Freedom to choose any specialist or dentist in and out-of-network², giving you greater access to care
$2,500 towards comprehensive dental coverage, including fillings and crowns
Vision: Zero copay for routine eye exams +$500 for eyewear every year
Hearing: Zero copay for unlimited routine hearing exams + $1,500 toward hearing aids for both ears combined every year
Worldwide emergency coverage up to $50,000, plus emergency travel assistance

Plus, choose one of our Select Extras:

$140/quarter OTC allowance ¹ for OTC items, groceries, and home-delivered meals
OR
Zero-dollar transportation to and from medical appointments — 48 one-way trips per year

This plan is available in the Bronx, Manhattan, Queens, Brooklyn and Westchester County. We are also happy to announce our expansion into Nassau for 2026.

Make an appointment with an Elderplan Benefit Advisor to review your health plan options today.

Elderplan is an HMO plan with Medicare and Medicaid contracts. Enrollment in Elderplan depends on contract renewal. Elderplan, Inc. complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATTENTION: If you speak a non-English language or require interpretation assistance, language assistance services and appropriate auxiliary aids are available to you free of charge. If you need these services or have questions about our plan, call 1-800-353-3765 (TTY: 711). Elderplan, Inc. cumple con las leyes federales de derechos civiles aplicables y no discrimina por motivos de raza, color, nacionalidad, edad, discapacidad o sexo. ATENCIÓN: Si usted habla en un idioma que no es inglés o requiere asistencia de interpretación, tiene a su disposición servicios de asistencia lingüística y las ayudas auxiliares adecuadas de forma gratuita. Si necesita estos servicios o tiene preguntas sobre nuestro plan, llame al 1-800-353-3765 (TTY: 711). Elderplan, Inc. 遵守適用的聯邦民權法律規定，不因種族、膚色、民族血統、年齡、殘障情況或性別而歧視任何人。請注意：如果您說英語以外的語言或需要口譯協助，我們將免費為您提供語言協助服務和適當的輔助工具。如果您需要這些服務或對我們的計劃有疑問，請致電 1-800-353-3765 (TTY: 711)。/p>

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1. Members in this plan receive a quarterly maximum amount of $140 to purchase eligible OTC items at authorized retail stores. Your OTC card balance cannot be carried over to the next month. The OTC card is not a debit or credit card and cannot be converted to cash. Eligibility is determined by whether you have a chronic condition associated with SSBCI benefit (expanded OTC). Examples of SSBCI conditions include but are not limited to, Cardiovascular Disorders, Diabetes, Arthritis, Chronic Lung Disorders and Chronic Kidney Disease. . There are other eligible conditions not listed. Standards may vary for this benefit.

2. Out-of-network/non-contracted providers are not obligated to treat Plan members except in emergencies. Please call our Member Services number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

Elderplan es un plan HMO que tiene contratos con Medicare y Medicaid. La inscripción en Elderplan depende de la renovación del contrato.

Elderplan/HomeFirst complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATTENTION: If you speak a non-English language or require assistance in ASL, language assistance services, free of charge, are available to you. Call 1-800-353-3765 (TTY: 711) Elderplan/HomeFirst cumple con las leyes federales de derechos civiles aplicables y no discrimina por motivos de raza, color, nacionalidad, edad, discapacidad o sexo. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-353-3765 (TTY: 711). Elderplan/HomeFirst 遵守適用的聯邦民權法律規定，不因種族、膚色、民族血統、年齡、殘障或性別而歧視任何人。注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 1-800-353-3765 [TTY: 711] 。

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1. Los miembros de este plan reciben un monto máximo trimestral de $140 para comprar productos OTC elegibles en tiendas minoristas autorizadas. El saldo de su tarjeta de producto de venta libre (OTC) no puede transferirse al mes siguiente. La tarjeta de OTC no es una tarjeta de débito ni de crédito y no se puede canjear por efectivo. La elegibilidad se determina en función de si padece una enfermedad crónica asociada a los Beneficios Complementarios Especiales para los Enfermos Crónicos (SSBCI) (OTC ampliado). Algunas enfermedades asociadas a SSBCI son, entre otras, los trastornos cardiovasculares, la diabetes, la artritis y los trastornos pulmonares crónicos. Existen otras afecciones elegibles que no figuran en la lista. Las normas pueden variar para este beneficio.

3. Los proveedores fuera de la red o no contratados no tienen obligación alguna de tratar a miembros del plan, salvo en emergencias. Comuníquese con nuestro número de Servicios para los Miembros o consulte su Evidencia de cobertura para obtener más información, incluido el costo compartido que se aplica a los servicios fuera de la red.

Elderplan（長老計劃）是一項與 Medicare 聯邦醫療保險和 Medicaid 醫療補助簽有合約的 HMO 計劃。能否在 Elderplan（長老計劃）註冊參保視合約續簽情況而定。

Elderplan/HomeFirst complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATTENTION: If you speak a non-English language or require assistance in ASL, language assistance services, free of charge, are available to you. Call 1-800-353-3765 (TTY: 711). Elderplan/HomeFirst cumple con las leyes federales de derechos civiles aplicables y no discrimina por motivos de raza, color, nacionalidad, edad, discapacidad o sexo. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-353-3765 (TTY: 711). Elderplan/HomeFirst 遵守適用的聯邦民權法律規定，不因種族、膚色、民族血統、年齡、殘障或性別而歧視任何人。注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 1-800-353-3765 [TTY: 711] 。

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1. 該計劃的會員每季度最多可獲得 <140 美元>，用於在授權零售店購買符合條件的 OTC 藥品。您的 OTC 卡餘額無法結轉到下個月。 OTC 卡不是借記卡或信用卡，不能轉換為現金。資格取決於您是否患有與 SSBCI 福利（擴大的 OTC）相關的慢性病。 SSBCI 病症包括但不限於心血管疾病、糖尿病、關節炎、慢性肺部疾病和癌症。還有其他符合條件的疾病未列出。該福利的標準可能有所不同。

2. 除緊急情況外，網絡外/非簽約提供者沒有義務為計劃會員提供治療。請撥打我們的會員服務電話或查看您的承保證書以瞭解更多資訊，包括適用於網絡外服務的分攤費用。