Elderplan is proud to offer you one simple, convenient card that combines your OTC allowance, Flex spending benefit, and Wellness Incentive rewards — all in one place. Use this card for a wide range of purchases, whether in-store or online, and to help cover eligible out-of-pocket expenses.
What You Can Use Your Card For:
- OTC Benefit: Purchase health-related items like over-the-counter medications and supplies. For eligible members1, this benefit may also cover rent or mortgage assistance, bill payments, groceries, community rides, and meals.
- Flex Benefit: Pay for additional out-of-pocket costs related to dental, vision, hearing, fitness, and, depending on your plan, certain copays.
- Wellness Incentive Rewards: Earn rewards by completing screenings and wellness checks as well as participating in Elderplan surveys. Enjoy the flexibility to use your credits on eligible purchases.
Manage Your Benefits Easily Online
Visit the OTC+Flex Member Portal at mybenefitscenter.com to manage all your benefits in one place. Here, you can:
- Check your OTC, Flex, and Wellness Incentive balances
- Review your purchase history
- Find participating retailers nearby or online
- Order OTC products, healthy foods, and home-delivered meals (if eligible)
Your health, your benefits, simplified.

- Eligibility is determined by whether you have a chronic condition associated with SSBCI benefit (expanded OTC). Examples of SSBCI conditions include but are not limited to, Cardiovascular Disorders, Diabetes, Arthritis, Chronic Lung Disorders and Chronic Kidney Disease. There are other eligible conditions not listed. Standards may vary for this benefit.[↩]