A health plan for Medicare beneficiaries, that offers the flexibility to choose the benefits you want.
This new plan for 2023 is designed for Medicare beneficiaries looking for a zero premium plan that offers the flexibility to choose between benefits that matter most to you – a valuable Over-the-Counter (OTC) benefit or transportation to medical appointments. Plus, enjoy coverage not available with Original Medicare, such as our Wellness Incentive and Member-to-Member programs, free gym membership and more.
Benefits at a Glance
Zero monthly plan premium
Zero co-pay for in-person or telehealth primary visits
Preventative and Comprehensive dental, including fillings and crowns
$200 for eyeglasses or contact lenses every year
No-cost gym membership to help keep you fit and active, plus over 8,000 online videos1
BrainHQ– a memory fitness program to improve brain function through games, puzzles and other fun exercises
Worldwide emergency coverage up to $50,000
Zero co-pay for acupuncture
Membership in our award-winning Member-to-Member program
The Wellness Incentive program rewards you for receiving preventive screenings and immunizations
Plus choose one of our Select Extras
$480 per year for Over-the-Counter (OTC) items toward groceries and home-delivered meals23 
Zero-cost transportation to and from medical appointments– up to 48 one-way trips
Interested in joining this plan?
Or call 1-866-360-1934 8 a.m. to 8 p.m., seven days a week.
(TTY: 711)
- Available in the Bronx, Brooklyn, Manhattan, Queens and Westchester counties.
Want to learn more about everything Elderplan Flex has to offer?
Summary of Benefits Evidence of Coverage Part C and D Ratings- No-cost gym membership is available at all fitness centers and select YMCAs in the Silver&Fit® network. [↩]
- For eligible members (with certain chronic conditions), the Special Supplemental Benefits for the Chronically Ill (grocery benefit) combines with the OTC benefit to cover certain grocery items and meals as a part of the monthly OTC allowance. [↩]
- Members in this plan receive a monthly maximum amount ($120 every quarter) to purchase eligible OTC items at authorized retail stores. Your OTC card balance cannot be carried over to the next month. The OTC card is not a debit or credit card and cannot be converted to cash. [↩]