2023 Elderplan Flex (HMO)

A health plan for Medicare beneficiaries that offers the flexibility to choose the benefits you want.

  • Flexibility to use your over-the-counter (OTC) benefit towards groceries and meals or transportation
  • Various options to help you stay healthy from gym membership, wellness incentives and access to our Member-to-Member program
  • Available in the Bronx, Brooklyn, Manhattan, Queens and Westchester counties
Man in grocery store shopping for produce, facing forward and smiling

Benefits at a Glance

  • PremiumZero monthly plan premium
  • App iconZero co-pay for in-person or telehealth primary visits
  • Dental iconPreventative and Comprehensive dental, including fillings and crowns
    Learn more about dental benefits
  • Vision icon$200 for eyeglasses or contact lenses every year
  • AcupunctureZero co-pay for acupuncture
  • Brain iconBrainHQ– a memory fitness program to improve brain function through games, puzzles and other fun exercises
    Sign up for BrainHQ
  • Barbell iconNo-cost gym membership to help keep you fit and active, plus over 8,000 online videos 1
    Check out the Silver&Fit® network
  • Wellness Incentive ProgramThe Wellness Incentive program rewards you for receiving preventive screenings and immunizations
    Learn more about Wellness Incentive
  • Member to MemberMembership in our award-winning Member-to-Member program
    Learn more about Member-to-Member
  • WorldwideWorldwide emergency coverage up to $50,000

Plus choose one of our Select Extras

  • OTC Products / Groceries / Plus more$480 per year for OTC items toward groceries and home-delivered meals 2 3
    Learn about our OTC benefits
  • Car icon Zero-cost transportation to and from medical appointments– up to 48 one-way trips

Explore our network

Our network includes over 40,000 Specialists, Primary Care Doctors, Pharmacies and Dentists!

Interested in joining this plan?

Or call our Enrollment Center at 1-866-360-1934 (TTY: 711).

Representatives are available to assist you 8 a.m. to 8 p.m., seven days a week.

  1. No-cost gym membership is available at all fitness centers and select YMCAs in the Silver&Fit® network.[]
  2. For eligible members (with certain chronic conditions), the Special Supplemental Benefits for the Chronically Ill (grocery benefit) combines with the OTC benefit to cover certain grocery items and meals as a part of the monthly OTC allowance.[]
  3. Members in this plan receive a monthly maximum amount ($120 every quarter) to purchase eligible OTC items at authorized retail stores. Your OTC card balance cannot be carried over to the next month. The OTC card is not a debit or credit card and cannot be converted to cash.[]