A health plan for Medicare beneficiaries that offers the flexibility to choose the benefits you want.
- Flexibility to use your over-the-counter (OTC) benefit towards groceries and meals or transportation
- Various options to help you stay healthy from gym membership, wellness incentives and access to our Member-to-Member program
- Available in the Bronx, Brooklyn, Manhattan, Queens and Westchester counties

Benefits at a Glance
Zero monthly plan premium
Zero co-pay for in-person or telehealth primary visits
Preventative and Comprehensive dental, including fillings and crowns
Learn more about dental benefits$200 for eyeglasses or contact lenses every year
Zero co-pay for acupuncture
BrainHQ– a memory fitness program to improve brain function through games, puzzles and other fun exercises
Sign up for BrainHQNo-cost gym membership to help keep you fit and active, plus over 8,000 online videos1
Check out the Silver&Fit® networkThe Wellness Incentive program rewards you for receiving preventive screenings and immunizations
Learn more about Wellness IncentiveMembership in our award-winning Member-to-Member program
Learn more about Member-to-MemberWorldwide emergency coverage up to $50,000
Plus choose one of our Select Extras
$480 per year for OTC items toward groceries and home-delivered meals23
Learn about our OTC benefitsZero-cost transportation to and from medical appointments– up to 48 one-way trips
Explore our network
Our network includes over 40,000 Specialists, Primary Care Doctors, Pharmacies and Dentists!
Interested in joining this plan?
Or call our Enrollment Center at 1-866-360-1934 (TTY: 711).
Representatives are available to assist you 8 a.m. to 8 p.m., seven days a week.
Download plan details (PDF)
- No-cost gym membership is available at all fitness centers and select YMCAs in the Silver&Fit® network. [↩]
- For eligible members (with certain chronic conditions), the Special Supplemental Benefits for the Chronically Ill (grocery benefit) combines with the OTC benefit to cover certain grocery items and meals as a part of the monthly OTC allowance. [↩]
- Members in this plan receive a monthly maximum amount ($120 every quarter) to purchase eligible OTC items at authorized retail stores. Your OTC card balance cannot be carried over to the next month. The OTC card is not a debit or credit card and cannot be converted to cash. [↩]