2023 Elderplan Flex (HMO)

Man in grocery store shopping for produce, facing forward and smiling

A health plan for Medicare beneficiaries, that offers the flexibility to choose the benefits you want.

This new plan for 2023 is designed for Medicare beneficiaries looking for a zero premium plan that offers the flexibility to choose between benefits that matter most to you – a valuable Over-the-Counter (OTC) benefit or transportation to medical appointments. Plus, enjoy coverage not available with Original Medicare, such as our Wellness Incentive and Member-to-Member programs, free gym membership and more.

Benefits at a Glance

  • Zero CopayZero monthly plan premium
  • App iconZero co-pay for in-person or telehealth primary visits
  • Dental iconPreventative and Comprehensive dental, including fillings and crowns
  • Vision icon$200 for eyeglasses or contact lenses every year
  • Barbell iconNo-cost gym membership to help keep you fit and active, plus over 8,000 online videos1
  • Brain iconBrainHQ– a memory fitness program to improve brain function through games, puzzles and other fun exercises
  • UmbrellaWorldwide emergency coverage up to $50,000
  • Acupuncture iconZero co-pay for acupuncture
  • Member to MemberMembership in our award-winning Member-to-Member program
  • Wellness Incentive ProgramThe Wellness Incentive program rewards you for receiving preventive screenings and immunizations

Plus choose one of our Select Extras

  • Grocery icon$480 per year for Over-the-Counter (OTC) items toward groceries and home-delivered meals23
  • Car icon Zero-cost transportation to and from medical appointments– up to 48 one-way trips

Interested in joining this plan?

Or call 1-866-360-1934 8 a.m. to 8 p.m., seven days a week.
(TTY: 711)

  1. Available in the Bronx, Brooklyn, Manhattan, Queens and Westchester counties.

Want to learn more about everything Elderplan Flex has to offer?

Summary of Benefits Evidence of Coverage Part C and D Ratings
  1. No-cost gym membership is available at all fitness centers and select YMCAs in the Silver&Fit® network. []
  2. For eligible members (with certain chronic conditions), the Special Supplemental Benefits for the Chronically Ill (grocery benefit) combines with the OTC benefit to cover certain grocery items and meals as a part of the monthly OTC allowance. []
  3. Members in this plan receive a monthly maximum amount ($120 every quarter) to purchase eligible OTC items at authorized retail stores. Your OTC card balance cannot be carried over to the next month. The OTC card is not a debit or credit card and cannot be converted to cash. []